# Withdrawals

> Instant and queued withdrawals, where the money goes, and what happens if the vault is paused.

You can withdraw at any time. There is no withdrawal fee and no lockup.

## Instant

Autopilot keeps about 3% of savings as ready cash in the vault. A withdrawal up to the ready cash arrives in the same transaction.

## Queued

A bigger withdrawal joins a queue. Its amount is fixed when you ask, at that moment's share price. Autopilot frees the cash from the lending places and pays it on its next pass, usually within 15 minutes. The app shows it as on its way.

A place that has lent out almost all its money can make a large withdrawal wait until borrowers repay. Autopilot pays the queue first, before any new lending.

## Where it goes

To your Obento wallet, or to any address on Base that you enter.

## If the vault is paused

Deposits and withdrawals wait while the vault is paused, or while its share price is more than an hour old. Your savings stay in the vault and keep their value. The app says when this happens and why.