USDC lending rates on Base
What each lending market Obento can use pays on USDC right now, read straight from Base. Rates move with how much is borrowed, so they change through the day.
| Market | Protocol | Rate now | In Obento |
|---|---|---|---|
| Fluid | Fluid | 5.13% | 40% |
| Steakhouse High Yield | Morpho | 5.09% | 40% |
| Steakhouse Prime | Morpho | 4.41% | – |
| Gauntlet Prime | Morpho | 4.41% | – |
| Clearstar cbAssets | Morpho | 4.03% | – |
| Spark USDC | Morpho | 3.96% | – |
| Aave | Aave | 3.84% | 17% |
Yearly rates before Obento's fee. Read from Base at 2026-10-06 14:21 UTC, block 52253559.
Autopilot spreads deposits across these markets: no more than 40% in one place or one protocol, and 3% kept ready for instant withdrawals. So its rate sits a little under the best single market, in exchange for the spread, automatic moves and withdrawals at any time.
Put USDC to workHow these rates work
Each market lends USDC to borrowers who post collateral, and the rate rises as more of its USDC is borrowed. Morpho vaults lend through curated Morpho markets, Fluid and Aave run their own lending pools. How Obento picks among them, how Autopilot decides and the risks.
Agents can read the same numbers from GET /api/vault or the Obento MCP server.