Questions

Is my money locked?

No. You can withdraw at any time, with no fee.

Where does the rate come from?

Borrowers on Morpho, Fluid and Aave pay interest to borrow USDC. Autopilot lends where they pay the most.

Why does the rate change?

It follows how much people want to borrow. When demand rises, rates rise, and Autopilot moves money to the best places.

What is obUSD?

Your share of the vault. You get obUSD when you add USDC, and its value in USDC grows as the vault earns. Your wallet holds it.

Who can take my savings?

Nobody at Obento can withdraw your savings. The Safe can pause the vault and propose changes, and every change waits 48 hours in public. Who controls what.

Do I need ETH for network fees?

Not if you sign in with email or Google: Obento pays them. A connected wallet needs a little ETH on Base.

Is there a minimum?

No. Any amount of USDC works.

Has Obento been audited?

The vault runs on YO Protocol's core contracts, which nine firms have audited. Obento's own additions have not been audited yet. Security.

Can I use Obento from my country?

Obento is open globally. Visitors from the UK see the FCA's risk summary first.